Carepay
About Us
CarePay is an AI-powered financial platform transforming how consumers pay for elective healthcare and wellness services. It addresses the liquidity gap by enabling instant, zero-cost EMIs at the point of care—helping patients access treatments without upfront financial burden.
Operating as a multi-lender platform, CarePay aggregates financiers and uses proprietary healthcare underwriting to improve approval rates, clinic conversions, and repayment visibility. The platform integrates seamlessly into clinic workflows, enabling scalable growth with strong margins.
Funding Rounds: Raised Angel Round Via VG Angels
Sector
Fintech | Healthtech
Website
www.carepay.money
Location
Delhi/NCR
Stage
Growth
Why we backed Carepay
India’s healthcare market exceeds US$370 billion, with elective healthcare representing an estimated US$40–60 billion opportunity. A significant portion of elective treatments, including dental care, IVF, dermatology, LASIK and fertility procedures, remains self-funded, creating a substantial need for accessible financing solutions.
We invested in CarePay because it addresses a clear gap at the intersection of healthcare and financial services. Its multi-lender platform enables instant, zero-cost EMIs at the point of care, helping patients overcome upfront affordability barriers while improving conversion for healthcare providers. We were particularly encouraged by its healthcare-specific underwriting capabilities, lender aggregation model and seamless integration into clinic workflows. The combination of a large underserved market, technology-led distribution and an experienced founding team positions CarePay to build an important financing infrastructure layer for India’s elective healthcare ecosystem.
TEAM
Founder & CEO
15+ years of experience across healthcare, fintech, and consulting. Previously built a $10M healthcare business and led large-scale digital health initiatives. Alumnus of ISB and NSIT, with prior stints in strategy and operations roles.
Chief Operating Officer
Chartered Accountant (AIR rank holder) with experience across compliance, finance, and operations. Worked with KPMG and Hindustan Unilever, and led healthcare fintech operations. Alumna of Shri Ram College of Commerce.
Chief Product Officer
10+ years of experience in product development and scaling consumer tech platforms. Built high-growth digital products with strong focus on UX and conversion. Prior experience includes working in startup ecosystems and leading product functions in fast-scaling companies.
Chief Technical Officer
9+ years of experience in fintech infrastructure and real-time systems. Previously led technology at BharatPe and Rumble, building lending and payments architecture at scale. Expert in real-time underwriting and platform engineering.