Carepay
About Us
CarePay is an AI-powered financial platform transforming how consumers pay for elective healthcare and wellness services. It addresses the liquidity gap by enabling instant, zero-cost EMIs at the point of care—helping patients access treatments without upfront financial burden.
Operating as a multi-lender platform, CarePay aggregates financiers and uses proprietary healthcare underwriting to improve approval rates, clinic conversions, and repayment visibility. The platform integrates seamlessly into clinic workflows, enabling scalable growth with strong margins.
Sector
Fintech | Healthtech
Website
www.carepay.money
Location
Delhi/NCR
Stage
Growth
India’s $370B+ healthcare market includes a $40–60B elective segment:
-> Avg ticket size: ₹40K–₹3L
-> Financing penetration: <15%
-> 100,000+ specialty clinics
Elective healthcare is well-suited for a platform model due to high-intent demand and predictable ticket sizes, with potential to consolidate into 1–2 dominant players.
Opportunity
TEAM
Founder & CEO
15+ years of experience across healthcare, fintech, and consulting. Previously built a $10M healthcare business and led large-scale digital health initiatives. Alumnus of ISB and NSIT, with prior stints in strategy and operations roles.
Chief Operating Officer
Chartered Accountant (AIR rank holder) with experience across compliance, finance, and operations. Worked with KPMG and Hindustan Unilever, and led healthcare fintech operations. Alumna of Shri Ram College of Commerce.
Chief Product Officer
10+ years of experience in product development and scaling consumer tech platforms. Built high-growth digital products with strong focus on UX and conversion. Prior experience includes working in startup ecosystems and leading product functions in fast-scaling companies.
Chief Technical Officer
9+ years of experience in fintech infrastructure and real-time systems. Previously led technology at BharatPe and Rumble, building lending and payments architecture at scale. Expert in real-time underwriting and platform engineering.