Loankuber - Easy Mortgage Loans/ P2P Investments

We are a Micro Mortgage Lending Platform offering micro loans against residential property (3-10 lacs), max tenure of 7 years and an ROI of 18-24 %.

Our automated mortgage platform for Co-Lending with larger financial institutions enables us to be the lowest cost mortgage lender by having diversified and lowest cost of capital compared to regional MSME Lenders. We are unique, capital efficient and our UNIT ECONOMICS are massively profitable.


MSME mortgage finance is a fragmented/underpenetrated/inefficient market of US$100 billion in India today. Conventional Micro Mortgage Lending (lending small ticket loans against collateral to MSME customers) has been primarily done in a brick & mortar fashion and is an operationally intensive business. There is also a severe lack of trust and transparency and MSME customers are taken advantage of by local brokers and money lenders.


Co-Founder & CEO: IIT Delhi. Mathematical finance scholar from Courant Institute (NYU). 15+ years across Computational Finance/ mortgage lending / high yield credit in US and Indian Markets. Led more than US$1 billion financing transactions across residential and commercial mortgages. Part of founding team for Lehman/Nomura in India, helped set up the DCM business for Nomura.
Head Risk & Operations: 25+ years in Mortgage & Housing Finance Industry with expertise across Credit Underwriting, Risk Management, Credit Operations, Administration & Monitoring. Specialized experience in terms of Credit and Operations in Affordable/MSME segment. Ex- National Head Operations at ART Housing Finance. Ex- ICICI, Deutsche Post Bank, DHFL at the Zonal and National Level. 
Head Compliance & Legal: Company Secretary & LL. B. Exposure in complying with the requirements of Company Laws, Legal and RBI-related matters. 7+ years in the field of Secretarial Compliances, Corporate Governance. Ex- Vatika Group.

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